With 8.05% interest rate, the RBI Floating Rate Savings Bond is the best hope for conservative investors

RBI's floating rate savings bonds (FRSB) offer an attractive 8.05% interest rate for the period between July and December 2025, surpassing most bank FD rates. Backed by a government guarantee, these bonds provide higher safety than small bank FDs, though RBI floating rate savings bonds come with a 7-year lock-in. Read on to know more.