These UPI transactions will face restrictions from August 1, as NPCI introduces new API rules to prevent outages

Starting August 1, 2025, NPCI is regulating UPI API usage, limiting balance inquiries to 50 per app per customer daily and restricting autopay mandates to only take place during non-peak hours. Banks must start sending balance updates with transaction notifications, and transaction status checks will be staggered throughout the day. Read on to know how this will impact your UPI transactions.