New UPI rules from August 1, 2025: These new payment guidelines could affect your daily transactions from today

New UPI rules: To improve UPI transaction efficiency, NPCI is introducing new guidelines effective August 1, 2025. These include capping balance inquiries, limiting account access requests, and setting time windows for auto-debits. Payment service providers must comply by July 31, 2025, or face penalties, API restrictions, or suspension of new customer onboarding.