HDFC Bank has reduced its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 5 basis points on select loan tenures, effective August 7, 2025. The revised MCLR now ranges from 8.55% to 8.75%. The bank also announced that its home loan interest rates, linked to the Repo Rate, range between 7.90% and 13.20% for salaried and self-employed individuals.