HDFC Bank has reduced its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 30 basis points, effective July 7, 2025. This revision lowers the MCLR range to 8.60% to 8.80%, benefiting borrowers with loans linked to this benchmark. The bank also revised its Base Rate to 9.35% and Benchmark PLR to 17.85%, effective June 25, 2025.