Faster UPI transaction now as NPCI cut UPI Application Programming Interface response time, know how it will impact users

Starting June 16, 2025, UPI transactions will become faster due to NPCI's software update, significantly reducing API response times. This enhancement, cutting response times by up to 66%, promises quicker merchant payments and faster reversals. Experts suggest this optimization will improve user experience and potentially lower long-term costs for banks. Read below to know what this UPI API change means for consumers.