Best way to prepay your home loan: Save Rs 7 lakh and pay off 36 months early with this prepayment strategy

With recent repo rate cuts by the RBI, home loan borrowers now have opportunities to accelerate their repayment. Strategies like utilising surplus funds for occasional prepayments, making fixed annual prepayments, or incrementally increasing EMIs can significantly reduce interest costs and shorten loan tenures. Read below to know how to use these strategies.